I had someone make a left right in front of me 3 months ago. Broke 11 ribs and collar bone. I am slowly healing up. I had 4400 in damage to the bike. It was all bolt on and after market items. The insurance company is talking about totaling the bike with a value of the bike without the aftermarket items. Has anyone had experience with that? Maybe some options? I do have an attorney for my medical claim.